The mortgage roadmap
you can trust
Hi, I’m Paul Schmitt…
…founder of Clear Path Mortgage. With over a decade of experience in the mortgage industry, I’ve had the privilege of helping hundreds of individuals and families navigate one of the most significant financial decisions of their lives, buying or refinancing a home.
At Clear Path, our mission is simple: to provide expert mortgage guidance without the confusion or pressure. Whether you're buying your first home, refinancing your current mortgage, or investing in real estate, I’m here to serve as your dedicated guide—answering your questions, breaking down your options, and making sure you always know what comes next.
What sets Clear Path apart is our personalized, hands-on approach. I believe every borrower deserves clear communication, honest advice, and a mortgage strategy that truly supports their long-term goals. When we work together, you won’t get a 1-800 number or a faceless loan process—you’ll get a trusted advisor who’s invested in your long-term success.
Let us make the mortgage process smooth, transparent, and stress-free—so you can focus on what matters most: building a future you're excited about!
Just Curious?
Check out our complimentary mortgage calculator to play with the numbers.
Loan Rates
Curious about current mortgage rates? View our rate chart to compare daily rate changes.
Ready to house hunt?
Our team will take your application and get you pre-approved right away so you can get started finding your dream home.
Why use a Broker?
More Options: Brokers work with multiple lenders, not just one — so you get access to a wide range of loan programs.
Competitive Rates: More choices often mean better rates and terms tailored to your situation.
Personalized Solutions: Brokers focus on your financial goals and help match you with the right loan — not just a “one-size-fits-all” product.
Saves Time & Effort: We shop around for you, so you don’t have to apply with multiple banks or compare rates on your own.
Less Stress: A good broker guides you through the process, explains everything clearly, and helps avoid surprises at closing.